Fire & Allied Perils, BI and PVT
First Policy is Fire & Allied perils (single policy), which provides cover against losses and/or damages due to fire, lightning, and allied perils such as earthquakes, storms, floods, damage by aircraft, impact by vehicles, the second policy is the Package fire policies that cover teh below
Assets all risks
It covers factories, industries, hotels, and other different types of business properties against fire & allied perils, loss of profits, theft, loss of money, accidental breakage of glass, accidental damage to office machines and equipment.
Office Combined Insurance
For office building against fire & allied perils, theft, accidental damages of office machines and equipment and can also have liability extension
Business Interruption Insurance
Covers financial loss due to interruption or interference with the business carried on by the insured at the premises specified and covered under the Fire and Allied perils insurance, in consequence of loss, destruction or damage indemnifiable under the said policy.
It covers individual’s houses against fire & allied perils and theft. Some other additional covers in Domestic package are All Risks, Workmen’s Compensation and Liability.
Suitable mainly for Real Estates particularly for apartment owners. Covers them against fire & allied perils, the against contents in these apartments, accidental damages to different equipment and has liability extension
Political Violence & Terrorism
It is an insurance policy designed to indemnify the insured in respect of all direct physical loss or damage and subsequent business interruption losses resulting from the following: Act of Terrorism, Riots & Strikes, Sabotage, Malicious damage, Mutiny and Insurrection
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